401(k) Services for Plan Sponsors
Fiduciary guidance. Investment oversight. Participant education. One trusted partner.
At Connecticut Wealth Management (CTWM), we help business owners position their 401(k) plan as a strategic benefit for both the organization and its employees. From overseeing the investment lineup to coordinating all plan service providers, we support plan governance and administrative oversight, helping your plan remain well-managed and structured to deliver value for both your business and your employees.
With clear guidance, proactive oversight, and ongoing education, our team makes managing your 401(k) plan simple, efficient, and reliable. CTWM supports not just plan governance and investment oversight, but also committee education and retirement readiness, helping both sponsors and participants feel confident in achieving their long-term goals.
Our Approach to Managing Your 401(k) Plan
We provide comprehensive services designed to protect your business and empower your participants:
- Fiduciary Support: Confidence that your plan is well-managed and aligned with participants’ best interests. We support plan governance, follow plan documents, conduct regular reviews, and make updates as needed to keep your plan effective and well-administered.
- Investment Lineup Management: Curated, monitored, and well-structured investment options for your participants. We help plan sponsors choose the right approach, whether maintaining oversight as a 3(21) fiduciary or using recordkeeper services.
- Vendor Coordination & Searches: We conduct vendor searches when appropriate and help select and manage recordkeepers, TPAs, and other service providers, with a focus on competitive pricing and strong service alignment.
- Participant Education & Support: Annual participant meetings, investment updates, and dedicated support to help employees make informed decisions. We provide general information and service-related guidance and may work individually with participants under a separate agreement upon request.
How We Support Your Plan
- Annual trustee meetings and plan reviews that support plan governance, keep investments appropriate, and help maintain competitive fees.
- Investment and TPA report assessments to support fiduciary responsibilities and maintain plan effectiveness.
- Fee benchmarking and service evaluations to ensure plan costs remain competitive and appropriate relative to the marketplace.
- Ongoing participant education and support, including resources to help employees make informed investment decisions.
- Assistance with decisions related to profit sharing, employer contributions, and plan structure.
Transparent & Competitive Fees
CTWM offers clear and flexible fee structures, designed to reflect the size and complexity of your plan. Our focus is always on providing value to plan sponsors and participants alike.
Why Partner with CTWM
A well-governed 401(k) plan supports your workforce and protects your organization. CTWM provides disciplined oversight, fiduciary stewardship, and participant engagement designed to strengthen plan outcomes while reducing sponsor risk.
With decades of experience helping business owners fulfill their fiduciary responsibilities, CTWM provides the expertise and structured support needed to confidently manage your 401(k) plan.